7648 BENT TREE LOOP, St Cloud, Osceola, Residential

7648 BENT TREE LOOP

MLS# O6416153124 days on marketUpdated October 16, 2026 11:37 pm

$ 199 / sqft

$ 362,900

Reduced from $ 412,900

Overview

UpdatedOctober 16, 2026 11:37 pm
MLS #O6416153
Bedrooms4
Bathrooms2
Size1,820 ft²
Year Built2026
Garage2

Description

**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR!** New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Appliances will be received after closing. In addition, receive a 1% lender buyer credit with the builder’s preferred lender, Acrisure, for contracts executed by October 31, 2026. See onsite sales agent for complete terms, eligibility and availability. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS!

Imagine coming home to four bedrooms, comfortable one-story living and a calming conservation backdrop, along with the savings of brand-new construction. Welcome to 7648 Bent Tree Loop.

Now offered at $362,900, this move-in-ready Adams Home features 1,820 square feet, 4 bedrooms, 2 bathrooms and a two-car garage. The fourth bedroom provides valuable flexibility for guests, a home office, hobbies or a growing household.

The bright open-concept living area connects naturally to a spacious kitchen with granite countertops, Whirlpool stainless-steel appliances, generous cabinetry, a breakfast bar and pantry. The conservation backdrop adds privacy and a peaceful view behind the home.

Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged.

This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit.

Harmony Central also offers a low HOA, a community pool with cabanas and a dog park—all without the additional CDD assessment.

NEW PRICE: $362,900
FOUR BEDROOMS, ONE-STORY LIVING AND CONSERVATION BACKDROP
NO CDD
$15,000 FLEX CASH
BUILDER-PAID CLOSING COSTS
ONLY $1,000 DEPOSIT

This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change.

CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Virtual Tour

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Interior

  • AppliancesDishwasher, Microwave, Range
  • Bathrooms Full2
  • Bathrooms Half0
  • Bathrooms Total Integer2
  • Bedrooms Total4
  • CoolingCentral Air
  • CoolingYes
  • FlooringCarpet, Ceramic Tile
  • FurnishedUnfurnished
  • HeatingElectric
  • HeatingYes
  • Interior FeaturesCeiling Fan(s)
  • Laundry FeaturesInside
  • LevelsOne
  • Living Area1,820
  • Living Area SourcePublic Records
  • Living Area UnitsSquare Feet
  • Rooms Total7

Exterior

  • Attached GarageYes
  • Covered Spaces2
  • Direction FacesSouthwest
  • Exterior FeaturesBalcony, Garden
  • Garage Spaces2
  • GarageYes
  • Lot Size Acres0
  • Lot Size Area6,098
  • Lot Size Square Feet6,098
  • Lot Size UnitsSquare Feet
  • Road Surface TypeAsphalt
  • RoofShingle

Structure

  • Building Area Total2,189
  • Construction MaterialsBlock, Concrete
  • Foundation DetailsConcrete Perimeter
  • New ConstructionYes
  • Property ConditionCompleted
  • Year Built2026

Utilities

  • SewerPrivate Sewer
  • UtilitiesCable Available, Electricity Available
  • Water SourcePrivate

Financial

  • Association Fee68
  • Association Fee FrequencyMonthly
  • AssociationYes
  • Parcel Number3226323666000P0080
  • Pets AllowedCats OK, Dogs OK
  • Tax Annual Amount831
  • Tax BlockP
  • Tax Book Number35-139-144
  • Tax Legal DescriptionHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
  • Tax Lot8
  • Tax Year2025
  • ZoningX

Schools

  • Elementary SchoolHarmony Community School (K-5)
  • High SchoolHarmony High
  • Middle Or Junior SchoolHarmony Middle

Location

  • CountryUnited States
  • County Or ParishOsceola
  • DirectionsFrom Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.
  • Latitude28
  • Longitude-81
  • MLS Area Major34771 - St Cloud (Magnolia Square)
  • Postal Code34771
  • Street NameBENT TREE
  • Street Number7648
  • Street Number Numeric7,648
  • Street SuffixLOOP
  • Subdivision NameHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
  • Unparsed Address7648 BENT TREE LOOP

Features & Amenities

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