644 ISLAND WAY UNIT 406, Clearwater, Pinellas, Residential

644 ISLAND WAY UNIT 406

MLS# TB854959237 days on marketUpdated October 30, 2026 5:29 pm

$ 300 / sqft

$ 399,900

Reduced from $ 439,000

Overview

UpdatedOctober 30, 2026 5:29 pm
MLS #TB8549592
Bedrooms2
Bathrooms2
Size1,335 ft²
Year Built1972

Description

Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island.

A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet.

An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit.

Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer.

Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!

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Interior

  • AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • BasementOther
  • Bathrooms Full2
  • Bathrooms Half0
  • Bathrooms Total Integer2
  • Bedrooms Total2
  • CoolingCentral Air
  • CoolingYes
  • FlooringTile
  • FurnishedNegotiable
  • HeatingCentral
  • HeatingYes
  • Interior FeaturesWindow Treatments
  • Laundry FeaturesLaundry Closet
  • LevelsOne
  • Living Area1,335
  • Living Area SourcePublic Records
  • Living Area UnitsSquare Feet
  • Rooms Total8
  • Security FeaturesKey Card Entry
  • Window FeaturesBlinds

Exterior

  • Direction FacesEast
  • Exterior FeaturesNone
  • Lot FeaturesFloodZone, Near Marina
  • Patio And Porch FeaturesNone
  • Pool FeaturesIn Ground
  • Road Surface TypeAsphalt
  • RoofOther
  • ViewCity, Water
  • Water Body NameMANDALAY CHANNEL
  • Waterfront FeaturesIntracoastal Waterway

Structure

  • Architectural StyleFlorida
  • Building Area Total1,335
  • Construction MaterialsConcrete
  • Foundation DetailsSlab
  • Stories Total7
  • Year Built1972

Utilities

  • SewerPublic Sewer
  • UtilitiesBB/HS Internet Available, Cable Available, Sewer Connected, Water Connected
  • Water SourcePublic

Financial

  • Association AmenitiesElevator(s), Lobby Key Required, Pool
  • Association Fee845
  • Association Fee FrequencyMonthly
  • Association Fee IncludesCable TV, Common Area Taxes, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Sewer, Trash, Water
  • AssociationYes
  • Parcel Number052915434650004060
  • Pets AllowedYes
  • Tax Annual Amount3,403
  • Tax Block05-29-1
  • Tax Book Number13-41
  • Tax Legal DescriptionISLAND POINT, NO. 1 CONDO BAY HOUSE, UNIT 406
  • Tax Lot7
  • Tax Year2025

Location

  • Community FeaturesBuyer Approval Required, Community Mailbox, Pool, Sidewalks
  • CountryUnited States
  • County Or ParishPinellas
  • DirectionsFrom downtown Clearwater head east on Court Street toward the beach then turn left on Fort Harrison Avenue going north briefly then turn right on Drew Street heading east toward the causeway. Take the Clearwater Memorial Causeway east crossing over the water and continue onto Island Way. Stay on Island Way — it's a long straight road through the island — and 644 Island Way will be on your right side heading north.
  • Latitude28
  • Longitude-83
  • MLS Area Major33767 - Clearwater/Clearwater Beach
  • Postal Code33767
  • Postal Code Plus41910
  • Street NameISLAND
  • Street Number644
  • Street Number Numeric644
  • Street SuffixWAY
  • Subdivision NameISLAND POINT 1 CONDO
  • Unit Number406
  • Unparsed Address644 ISLAND WAY UNIT 406

Features & Amenities

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