640 ENCARNACION STREET, Punta Gorda, Charlotte, Residential

640 ENCARNACION STREET

MLS# C7526039142 days on marketUpdated October 9, 2026 3:50 pm

$ 175 / sqft

$ 361,000

Reduced from $ 399,000

Overview

UpdatedOctober 9, 2026 3:50 pm
MLS #C7526039
Bedrooms4
Bathrooms2
Size2,066 ft²
Year Built2021
Garage3

Description

One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Privacy PLUS with this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT.

EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind!

The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET.

Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE (great for toys or storage), oversized laundry room with extra storage. Enjoy Peace of mind with this home that's never had any roof leaks, damage from storms and is all up to code!

Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, SunSeekers' Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Virtual Tour

Address

Interior

  • AppliancesBuilt-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
  • Bathrooms Full2
  • Bathrooms Half0
  • Bathrooms Total Integer2
  • Bedrooms Total4
  • CoolingCentral Air
  • CoolingYes
  • FlooringCarpet, Porcelain Tile
  • FurnishedUnfurnished
  • HeatingCentral
  • HeatingYes
  • Interior FeaturesCeiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Laundry FeaturesInside
  • LevelsOne
  • Living Area2,066
  • Living Area SourcePublic Records
  • Living Area UnitsSquare Feet
  • Rooms Total11

Exterior

  • Attached GarageYes
  • Covered Spaces3
  • Direction FacesEast
  • Exterior FeaturesDog Run, Hurricane Shutters, Irrigation System, Private Yard, Rain Gutters, Sliding Doors
  • FencingChain Link
  • Garage Spaces3
  • GarageYes
  • Lot FeaturesCorner Lot, Near Golf Course, Oversized Lot
  • Lot Size Acres0
  • Lot Size Area11,025
  • Lot Size Square Feet11,025
  • Lot Size UnitsSquare Feet
  • Open ParkingYes
  • Other StructuresKennel/Dog Run
  • Parking FeaturesDriveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized
  • Patio And Porch FeaturesCovered, Front Porch, Rear Porch, Screened
  • Road Frontage TypeStreet Paved
  • Road Surface TypePaved
  • RoofShingle
  • ViewPark/Greenbelt, Trees/Woods

Structure

  • Architectural StyleFlorida
  • Building Area Total3,075
  • Construction MaterialsBlock, Stone, Stucco
  • Foundation DetailsSlab
  • Stories Total1
  • Year Built2021

Utilities

  • SewerPublic Sewer
  • UtilitiesCable Connected, Electricity Connected, Fire Hydrant, Public, Street Lights
  • Water SourcePublic

Financial

  • Association Fee200
  • Association Fee FrequencyAnnually
  • AssociationYes
  • Parcel Number402303358001
  • Pets AllowedYes
  • Tax Annual Amount5,021
  • Tax Block523
  • Tax Book Number11-2
  • Tax Legal DescriptionPGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
  • Tax Lot22
  • Tax Year2025
  • ZoningRSF3.5

Schools

  • Elementary SchoolDeep Creek Elementary
  • High SchoolCharlotte High
  • Middle Or Junior SchoolPunta Gorda Middle

Location

  • Community FeaturesDeed Restrictions, Golf, Park, Playground, Sidewalks
  • CountryUnited States
  • County Or ParishCharlotte
  • DirectionsHead north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.
  • Latitude27
  • Longitude-82
  • MLS Area Major33983 - Punta Gorda
  • Postal Code33983
  • Postal Code Plus45822
  • Street NameENCARNACION
  • Street Number640
  • Street Number Numeric640
  • Street SuffixSTREET
  • Subdivision NamePUNTA GORDA ISLES SEC 20
  • Unparsed Address640 ENCARNACION STREET

Features & Amenities

Mortgage Calculator

Estimated monthly payment—
  • Principal & interest
  • Property tax
  • Home insurance
  • PMI
  • HOA dues

Estimates only and not a loan offer. Taxes, insurance and rates vary — confirm with a lender.

Similar Listings

NDNick Demers

Select a day

Free tour, no obligation — cancel anytime.