Overview
Description
Experience the best of Palm Coast waterfront living in this 4-bedroom, 4-full-bath saltwater canal home, ideally located in the desirable Palm Harbor community just minutes from the Intracoastal Waterway. Designed for both everyday living and entertaining, the home features two upstairs en suite bedrooms, spacious living areas, crown molding, and tray/coffered ceilings. Step outside to your private backyard oasis with a screened pool, spa, outdoor kitchen, and approximately 80 feet of saltwater canal frontage with a private dock and newer bulkhead.
Whether you're boating, fishing, or enjoying the Florida sunshine, this property offers the waterfront lifestyle you've been searching for. Conveniently located near shopping, dining, golf, parks, and Flagler Beach.
Virtual Tour
Address
- Street12 CLOVERDALE
- CityPalm Coast
- SubdivisionPALM COAST SEC 03 PALM HARBOR OFFICE PARK
- CountyFlagler
- StateFL
- Zip32137
- MLS #FC320228
Interior
- AppliancesConvection Oven, Dishwasher, Microwave, Refrigerator
- Bathrooms Full4
- Bathrooms Half0
- Bathrooms Total Integer4
- Bedrooms Total4
- CoolingCentral Air
- CoolingYes
- Fireplace FeaturesElectric, Living Room
- FireplaceYes
- FlooringCarpet, Tile
- FurnishedUnfurnished
- HeatingCentral
- HeatingYes
- Interior FeaturesCeiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Tray Ceiling(s), Vaulted Ceiling(s)
- Laundry FeaturesInside
- LevelsTwo
- Living Area2,738
- Living Area SourcePublic Records
- Living Area UnitsSquare Feet
- Rooms Total6
- Security FeaturesSecurity System
- Spa FeaturesIn Ground
- SpaYes
- Window FeaturesBlinds, Double Pane Windows
Exterior
- Attached GarageYes
- Covered Spaces2
- Direction FacesEast
- Exterior FeaturesCourtyard, Irrigation System, Outdoor Grill, Outdoor Kitchen, Sliding Doors, Sprinkler Metered
- Garage Spaces2
- GarageYes
- Lot FeaturesCul-De-Sac
- Lot Size Acres0
- Lot Size Area10,019
- Lot Size Dimensions80 x
- Lot Size Square Feet10,019
- Lot Size UnitsSquare Feet
- Other StructuresBoat House, Outdoor Kitchen
- Patio And Porch FeaturesCovered, Front Porch, Patio, Rear Porch, Screened
- Pool FeaturesDeck, Diving Board, In Ground, Lighting, Screen Enclosure
- Road Surface TypeAsphalt
- RoofShingle
- Waterfront FeaturesCanal - Saltwater
Structure
- Architectural StyleCoastal, Custom, Florida
- Building Area Total3,688
- Construction MaterialsBlock, Concrete
- Foundation DetailsSlab
- Property ConditionCompleted
- Stories Total2
- Year Built1997
Utilities
- SewerPublic Sewer
- UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected
- Water SourcePublic
Financial
- Parcel Number0711317003000800060
- Tax Annual Amount5,744
- Tax Block8
- Tax Book Number421/842
- Tax Legal DescriptionPALM COAST SEC 3 BL 8 LT 6 PR 421 PG 842 OR 443 PG 806 OR 568 PG 220 OR 1548 PG 318 OR 1967/1609
- Tax Lot6
- Tax Year2025
- ZoningRESI
Schools
- Elementary SchoolOld Kings Elementary
- High SchoolMatanzas High
- Middle Or Junior SchoolIndian Trails Middle-FC
Location
- CountryUnited States
- County Or ParishFlagler
- DirectionsFrom Palm Harbor Parkway turn on Club Field Drive then left on Cloverdale.
- Latitude30
- Longitude-81
- MLS Area Major32137 - Palm Coast
- Postal Code32137
- Postal Code Plus48340
- Street Direction SuffixS
- Street NameCLOVERDALE
- Street Number12
- Street Number Numeric12
- Street SuffixCOURT
- Subdivision NamePALM COAST SEC 03 PALM HARBOR OFFICE PARK
- Unparsed Address12 CLOVERDALE COURT S
Listing Info
- Contract Status Change DateJuly 27, 2026
- Cumulative Days On Market71
- Days On Market71
- Lease ConsideredYes
- List AORFlagler
- List Agent AORFlagler
- List Agent Emailrkeith1414@gmail.com
- List Agent Full NameRobert Keith
- List Agent Keyf39c6257aa5e55684ac57555a5530770
- List Agent MLS ID256502024
- List Agent Preferred Phone386-793-1426
- List Office Keyef1476f9c1ad66123273b553ae3ea5e5
- List Office MLS ID256500395
- List Office NameTAKE ACTION PROPERTIES, LLC
- List Office Phone386-283-5996
- List Price950,000
- Listing Contract DateJuly 24, 2026
- Listing IDFC320228
- Listing Key00655df50177dce2d5ceefb3474ceb7d
- Listing TermsCash, Conventional, FHA, VA Loan
- MLS StatusActive
- Modification TimestampAugust 22, 2026
- On Market DateJuly 27, 2026
- Original Entry TimestampJuly 27, 2026
- Original List Price950,000
- Originating System Keystellar
- Originating System NameStellar MLS
- OwnershipFee Simple
- Photos Change TimestampAugust 19, 2026
- Photos Count57
- Source System Key801096018
- Special Listing ConditionsNone
- Status Change TimestampJuly 27, 2026
Features & Amenities
- Carpet
- Ceiling Fan(s)
- Central
- Central Air
- Convection Oven
- Courtyard
- Crown Molding
- Cul-De-Sac
- Deck
- Dishwasher
- Diving Board
- Has Waterfront
- High Ceilings
- In Ground
- Inside
- Irrigation System
- Kitchen/Family Room Combo
- Lighting
- Microwave
- Open Floorplan
- Outdoor Grill
- Outdoor Kitchen
- Private Pool
- Refrigerator
- Screen Enclosure
- Sliding Doors
- Sprinkler Metered
- Tile
- Tray Ceiling(s)
- Vaulted Ceiling(s)
Mortgage Calculator
- Principal & interest
- Property tax
- Home insurance
- PMI
- HOA dues
Estimates only and not a loan offer. Taxes, insurance and rates vary — confirm with a lender.
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