10586 SW 98TH PLACE, Ocala, Marion, Residential

10586 SW 98TH PLACE

MLS# OM73105556 days on marketUpdated October 21, 2026 12:06 am

$ 178 / sqft

$ 479,900

Reduced from $ 549,900

Overview

UpdatedOctober 21, 2026 12:06 am
MLS #OM731055
Bedrooms3
Bathrooms3
Size2,703 ft²
Year Built2023
Garage2

Description

SELLER OFFERING A 2-1 INTEREST RATE BUYDOWN WITH A QUALIFIED OFFER! Qualified buyers may enjoy reduced monthly mortgage payments for the first two years of homeownership. The seller-funded temporary buydown provides an effective interest rate 2% below the note rate during year one and 1% below during year two, with payments based on the full note rate beginning in year three.

Offer subject to lender approval, loan program eligibility, and mutually agreed contract terms. Contact your lender for details. PRICE IMPROVEMENT • TWO PRIMARY SUITES • 2,703 SQ FT • BUILT IN LATE 2023 • MULTIGENERATIONAL LIVING DONE RIGHT.

A true multigenerational living opportunity. This spacious Willem model in Longleaf Ridge V at On Top of the World features 3 bedrooms, with two separate primary suites each with private ensuite baths, perfect for an in-law, parent, adult child, long-term guest, or anyone who wants privacy and comfort under one roof. Luxury vinyl plank flooring runs throughout the home, creating a clean, cohesive look with easy maintenance.

The open gourmet kitchen and living area are ideal for everyday living and entertaining, offering an oversized island with generous seating, a large pantry, gas cooktop, gas wall oven and microwave, stainless steel appliances, upgraded and abundant soft-close cabinetry. A FULL DINING ROOM is just off the kitchen. The adjoining living room is anchored by a CUSTOM FLOATING FIREPLACE and stylish ceiling fan, adding a modern focal point.

The main primary suite includes a spacious walk-in closet, both ensuite baths feature a tiled walk-in shower with built-in bench, handheld shower, and grab bar for added safety and comfort. A versatile FLEX ROOM provides excellent space for a home office, hobby room, den, or additional sitting area. The Laundry Room includes a large-capacity washer and gas dryer.

The screened lanai extends the living space outdoors and includes roll-down shades for privacy and sun control. The backyard features upgraded landscaping for enhanced view and privacy. These original owners purchased in early 2024, making this home gently used just over 2 years.

The home has received numerous thoughtful improvements, including SMART-HOME FEATURES, custom color-matched gutters, privacy film on select windows, upgraded lighting, lanai shades, window blinds throughout, and a local-channel outdoor TV antenna. A recent POST-CONSTRUCTION INSPECTION was completed by a certified home inspector. The paver driveway leads to an oversized garage with an ADDITIONAL 4 FEET OF DEPTH, professionally installed overhead metal storage, and ample room for vehicles, a golf cart, tools, and hobbies.

If you’re seeking a newer home with generous square footage, smart upgrades, flexible living areas, outstanding storage, and a true TWO SUITE FLOOR PLAN, this Willem model delivers. One home, multiple living possibilities, and room for everyone to live comfortably. On Top of the World offers gated 55+ living with golf, multiple clubhouses, indoor and outdoor pools, fitness centers, pickleball, tennis, walking trails, restaurants, entertainment, clubs, and hundreds of resident activities.

The HOA includes community pools, structured maintenance, landscaping, curbside trash and recycling, High Speed Internet and house painting every 7 years. HOA includes insurance coverage on the outside of structure; homeowner is only required to cover HO6 coverage.

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Interior

  • AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Range Hood, Refrigerator, Washer, Water Softener
  • Bathrooms Full3
  • Bathrooms Half0
  • Bathrooms Total Integer3
  • Bedrooms Total3
  • CoolingCentral Air
  • CoolingYes
  • Fireplace FeaturesElectric, Living Room
  • FireplaceYes
  • FlooringCeramic Tile, Luxury Vinyl
  • FurnishedNegotiable
  • HeatingElectric, Heat Pump
  • HeatingYes
  • Interior FeaturesCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Smart Home, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry FeaturesGas Dryer Hookup, Inside, Laundry Room
  • LevelsOne
  • Living Area2,703
  • Living Area SourcePublic Records
  • Living Area UnitsSquare Feet
  • Rooms Total8
  • Security FeaturesGated Community, Smoke Detector(s)
  • Window FeaturesBlinds

Exterior

  • Attached GarageYes
  • Covered Spaces2
  • Direction FacesSoutheast
  • Exterior FeaturesIrrigation System, Rain Gutters
  • Garage Spaces2
  • GarageYes
  • Lot FeaturesCleared, Landscaped
  • Lot Size Acres0
  • Lot Size Area9,583
  • Lot Size Dimensions75 x 130
  • Lot Size Square Feet9,583
  • Lot Size UnitsSquare Feet
  • Open ParkingYes
  • Parking FeaturesDriveway, Garage Door Opener, Golf Cart Parking, Oversized
  • Patio And Porch FeaturesPorch, Rear Porch, Screened
  • Road Frontage TypeStreet Paved, Private Road
  • Road Surface TypePaved, Asphalt
  • RoofShingle

Structure

  • Architectural StyleFlorida
  • Builder ModelWillem
  • Building Area Total3,628
  • Construction MaterialsBlock, Concrete, Stucco
  • Foundation DetailsSlab
  • Stories Total1
  • Year Built2023

Utilities

  • SewerPublic Sewer
  • UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Water SourcePublic

Financial

  • Association Fee494
  • Association Fee FrequencyMonthly
  • Association Fee IncludesCommon Area Taxes, Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities, Trash
  • AssociationYes
  • Parcel Number3530065138
  • Pets AllowedCats OK, Dogs OK, Yes
  • Tax Annual Amount5,052
  • Tax Block065-138
  • Tax Book Number014-136LONGLEA
  • Tax Legal DescriptionSEC 22 TWP 16 RGE 20 LONGLEAF RIDGE PHASE V PLAT BOOK 014 PAGE 136 LOT 138
  • Tax Lot138
  • Tax Year2025
  • ZoningPUD

Location

  • Community FeaturesAssociation Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Park, Playground, Pool, Restaurant, Special Community Restrictions, Tennis Court(s)
  • CountryUnited States
  • County Or ParishMarion
  • DirectionsTake I-75 to Exit 350 and proceed west on SR 200 (SW College Road). Continue west approximately 8.5 miles, then turn right onto SW 99th Street Road. Agents and clients must approach the gate in the designated visitor lane, where the vehicle's license plate will be scanned and address needs to be provided. Proceed on SW 99th Street Road, left on SW 98th Street continue on (becomes) SW 105th Avenue Rd, turn left on SW 105th Court Rd, right on SW 106th Court, Right on SW 98th Place. 10586 SW 98th Place, which will be on the right side of the road.
  • Latitude29
  • Longitude-82
  • MLS Area Major34481 - Ocala
  • Postal Code34481
  • Postal Code Plus44661
  • Senior CommunityYes
  • Street Direction PrefixSW
  • Street Name98TH
  • Street Number10586
  • Street Number Numeric10,586
  • Street SuffixPLACE
  • Subdivision NameON TOP OF THE WORLD CENTRAL LONGLEAF RIDGE PHASE V
  • Unparsed Address10586 SW 98TH PLACE

Features & Amenities

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