1024 VERMONT AVENUE, St Cloud, Osceola, Residential

1024 VERMONT AVENUE

MLS# O643708346 days on marketUpdated October 20, 2026 6:08 pm

$ 208 / sqft

$ 330,000

Reduced from $ 340,000

Overview

UpdatedOctober 20, 2026 6:08 pm
MLS #O6437083
Bedrooms3
Bathrooms3
Size1,583 ft²
Year Built1910

Description

Virtually Staged. CHARMING 1910 HOME FEATURING THREE BEDROOMS, THREE BATHROOMS, 1,583 SQUARE FEET, A LARGE COVERED FRONT PORCH, FENCED BACKYARD, FLEX SPACE, MAJOR UPGRADES, AND NO HOA—ALL ON A CORNER LOT NEAR DOWNTOWN ST. CLOUD AND THE LAKEFRONT! Lovingly maintained, this distinctive home blends century-old character with thoughtful updates.

The front porch creates a welcoming place to relax. Inside, tall windows fill the living room with natural light, while the adjoining family room offers a comfortable gathering space. Arched openings lead to the dining area and kitchen with wood cabinetry, granite countertops, island seating, a mosaic backsplash, and tile flooring.

The primary suite includes a tiled bath with a jetted tub and walk-in shower. Upstairs are two additional bedrooms, a full bath, and a loft. The enclosed former carport adds unconditioned flex space with a separate entrance, tile flooring, vaulted ceiling, and ceiling fan—ideal for an office, homeschool room, studio, gym, game room, or retreat.

The spacious fenced backyard offers room to entertain, garden, play, or enjoy the Florida sunshine. Major improvements include a 2005 metal roof, 2016 water heater, and 2025 Carrier 3-ton variable-speed heat-pump HVAC with quiet inverter technology. Conveniently located near Historic Downtown St. Cloud, Lakefront Park, schools, shopping, dining, medical facilities, the Veterans Memorial Library, and US-192.

Virtual Tour

Address

Interior

  • AppliancesBuilt-In Oven, Electric Water Heater, Refrigerator
  • Bathrooms Full3
  • Bathrooms Half0
  • Bathrooms Total Integer3
  • Bedrooms Total3
  • CoolingCentral Air
  • CoolingYes
  • FlooringLuxury Vinyl, Tile
  • FurnishedUnfurnished
  • HeatingCentral
  • HeatingYes
  • Interior FeaturesPrimary Bedroom Main Floor
  • Laundry FeaturesElectric Dryer Hookup, Laundry Room
  • LevelsTwo
  • Living Area1,583
  • Living Area SourcePublic Records
  • Living Area UnitsSquare Feet
  • Rooms Total12
  • Window FeaturesShades

Exterior

  • Direction FacesEast
  • Exterior FeaturesNone
  • Lot Size Acres0
  • Lot Size Area8,015
  • Lot Size Square Feet8,015
  • Lot Size UnitsSquare Feet
  • Road Surface TypeAsphalt
  • RoofMetal

Structure

  • Building Area Total1,803
  • Construction MaterialsWood Frame
  • Foundation DetailsCrawlspace
  • Year Built1910

Utilities

  • SewerPublic Sewer
  • UtilitiesCable Available, Electricity Available
  • Water SourcePublic

Financial

  • Parcel Number012630000101530090
  • Tax Annual Amount1,838
  • Tax Block153
  • Tax Book NumberB-34
  • Tax Legal DescriptionST CLOUD PB B PG 34 BLK 153 E 80 FT LOT 9-12 2/26/30
  • Tax Lot9
  • Tax Year2025
  • ZoningSR2

Schools

  • Elementary SchoolLakeview Elem (K 5)
  • High SchoolSt. Cloud High School
  • Middle Or Junior SchoolSt. Cloud Middle (6-8)

Location

  • CountryUnited States
  • County Or ParishOsceola
  • DirectionsFrom US-192/13th St in St. Cloud, head north on Vermont Ave. Continue approximately 3 blocks. Property will be located at 1024 Vermont Ave between 10th St and 11th St.
  • Latitude28
  • Longitude-81
  • MLS Area Major34769 - St Cloud (City of St Cloud)
  • Postal Code34769
  • Postal Code Plus43627
  • Street NameVERMONT
  • Street Number1024
  • Street Number Numeric1,024
  • Street SuffixAVENUE
  • Subdivision NameST CLOUD 2ND TOWN OF
  • Unparsed Address1024 VERMONT AVENUE

Features & Amenities

Mortgage Calculator

Estimated monthly payment—
  • Principal & interest
  • Property tax
  • Home insurance
  • PMI
  • HOA dues

Estimates only and not a loan offer. Taxes, insurance and rates vary — confirm with a lender.

Similar Listings

HJHeidi Jones

Select a day

Free tour, no obligation — cancel anytime.