3420 HOME TOWN LANE, St Cloud, Osceola, Residential

3420 HOME TOWN LANE

MLS# S515554668 days on marketUpdated October 20, 2026 12:41 pm

$ 146 / sqft

$ 282,000

Reduced from $ 295,000

Overview

UpdatedOctober 20, 2026 12:41 pm
MLS #S5155546
Bedrooms3
Bathrooms2.5
Size1,926 ft²
Year Built2005
Garage1

Description

Seller will consider owner financing, contact agent for more information! Welcome to this spacious three-bedroom, two-and-a-half-bath townhome in St. Cloud, offering over 1,900 square feet of living space. As you arrive, you’re greeted by an attractive brick exterior, a paver driveway and walkway, covered front entry, and attached one-car garage. Step inside to a tiled entryway that leads toward the main living areas at the rear of the home. The bright, open living and dining space is filled with natural light from large windows and a sliding glass door leading to the covered back porch. Fresh interior paint, new carpet, updated light fixtures, and ceiling fans give the home a clean, refreshed feel.

The kitchen features stainless steel appliances, a closet pantry, breakfast bar, and ample counter and cabinet space. Between the kitchen and garage, the interior laundry room offers plenty of open shelving for additional storage.

The spacious primary suite is located on the first floor and features a private en suite bathroom with a walk-in shower. Upstairs, two additional spacious bedrooms share a Jack-and-Jill bathroom complete with a dual vanity and a tub/shower combination.

Step outside to the nearly 300-square-foot covered back porch, providing plenty of room for outdoor seating, dining, or entertaining. The porch overlooks a landscaped green space accented by mature trees, creating an inviting outdoor extension of the home.

Conveniently located in St. Cloud near shopping, dining, downtown St. Cloud, and the St. Cloud Lakefront, this home combines a spacious floor plan with a great location and plenty of indoor and outdoor living space. Don’t miss the opportunity to make this spacious St. Cloud townhome your own—schedule your private showing today!

Virtual Tour

Address

Interior

  • AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Bathrooms Full2
  • Bathrooms Half1
  • Bathrooms Total Integer3
  • Bedrooms Total3
  • CoolingCentral Air
  • CoolingYes
  • FlooringCarpet, Ceramic Tile
  • FurnishedUnfurnished
  • HeatingCentral
  • HeatingYes
  • Interior FeaturesCeiling Fan(s), Primary Bedroom Main Floor
  • Laundry FeaturesInside
  • LevelsTwo
  • Living Area1,926
  • Living Area SourcePublic Records
  • Living Area UnitsSquare Feet
  • Rooms Total6

Exterior

  • Attached GarageYes
  • Covered Spaces1
  • Direction FacesSouth
  • Exterior FeaturesRain Gutters, Sliding Doors
  • Garage Spaces1
  • GarageYes
  • Lot Size Acres0
  • Lot Size Area2,526
  • Lot Size Square Feet2,526
  • Lot Size UnitsSquare Feet
  • Patio And Porch FeaturesCovered, Rear Porch
  • Road Surface TypeAsphalt
  • RoofShingle

Structure

  • Building Area Total2,630
  • Construction MaterialsBrick
  • Foundation DetailsSlab
  • Stories Total2
  • Year Built2005

Utilities

  • SewerPublic Sewer
  • UtilitiesElectricity Connected, Sewer Connected, Water Connected
  • Water SourcePublic

Financial

  • Association Fee241
  • Association Fee FrequencyMonthly
  • Association Fee IncludesMaintenance Grounds
  • AssociationYes
  • Parcel Number032630085100010180
  • Pets AllowedYes
  • Tax Annual Amount5,007
  • Tax Block1
  • Tax Book Number17-44-45
  • Tax Legal DescriptionTOWN CENTER VILLAS PB 17 PGS 44-45 LOT 18
  • Tax Lot18
  • Tax Year2025
  • ZoningSR3

Location

  • Community FeaturesNone
  • CountryUnited States
  • County Or ParishOsceola
  • DirectionsFrom OSCAR, take 192 East into St. Cloud. Turn Left on Brown Chapel Road. Turn Right on Home Town Lane
  • Latitude28
  • Longitude-81
  • MLS Area Major34769 - St Cloud (City of St Cloud)
  • Postal Code34769
  • Postal Code Plus41909
  • Street NameHOME TOWN
  • Street Number3420
  • Street Number Numeric3,420
  • Street SuffixLANE
  • Subdivision NameTOWN CENTER VILLAS
  • Unparsed Address3420 HOME TOWN LANE

Features & Amenities

Mortgage Calculator

Estimated monthly payment—
  • Principal & interest
  • Property tax
  • Home insurance
  • PMI
  • HOA dues

Estimates only and not a loan offer. Taxes, insurance and rates vary — confirm with a lender.

Similar Listings

SDSteven Durrance

Select a day

Free tour, no obligation — cancel anytime.