Overview
Description
Open water views, a private boat lift and an expansive upper balcony highlight this extensively renovated coastal residence at 3198 Indian Gulf Lane in Aripeka, within the greater Hernando Beach market area. Adjoining Lot 13 is included in the offering and forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage.
The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an inviting setting for relaxing, dining or enjoying the natural waterfront surroundings.
The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space.
Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout.
Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.
Virtual Tour
Address
- Street3198 INDIAN GULF
- CityHernando Beach
- SubdivisionINDIAN BAY COUNTRY HOMES UNREC
- CountyHernando
- StateFL
- Zip34607
- MLS #W7888807
Interior
- AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Bathrooms Full3
- Bathrooms Half0
- Bathrooms Total Integer3
- Bedrooms Total2
- CoolingCentral Air, Wall/Window Unit(s)
- CoolingYes
- FlooringBrick/Stone, Ceramic Tile, Luxury Vinyl
- FurnishedFurnished
- HeatingCentral, Electric
- HeatingYes
- Interior FeaturesCeiling Fan(s), Crown Molding, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Window Treatments
- Laundry FeaturesElectric Dryer Hookup, Inside, Upper Level, Washer Hookup
- LevelsTwo
- Living Area1,344
- Living Area SourceAppraiser
- Living Area UnitsSquare Feet
- Rooms Total6
- Window FeaturesAluminum Frames, Shutters, Window Treatments
Exterior
- Attached GarageYes
- Covered Spaces1
- Direction FacesNorth
- Exterior FeaturesBalcony, Sliding Doors, Storage
- Garage Spaces1
- GarageYes
- Lot FeaturesFloodZone, In County, Level, Oversized Lot
- Lot Size Acres0
- Lot Size Area15,632
- Lot Size Dimensions120 x 131
- Lot Size Square Feet15,632
- Lot Size UnitsSquare Feet
- Open ParkingYes
- Parking FeaturesBoat, Driveway, Under Building
- Road Frontage TypeStreet Paved
- Road Surface TypePaved
- RoofMetal
- ViewWater
- Water Body NameGULF OF AMERICA
- Waterfront FeaturesGulf/Ocean
Structure
- Architectural StyleCoastal
- Building Area Total2,968
- Construction MaterialsStucco, Wood Frame
- Foundation DetailsSlab, Stilt/On Piling
- Property ConditionCompleted
- Year Built1984
Utilities
- SewerSeptic Tank
- UtilitiesCable Connected, Electricity Connected, Water Connected
- Water SourcePublic
Financial
- Parcel NumberR2522316261500100140
- Tax Annual Amount17,674
- Tax Block1
- Tax Book Number1-851
- Tax Legal DescriptionINDIAN BAY COUNTRY HOMES UNREC BLK 1 LOTS 13 & 14 UNDIV INT IN ROAD R/W *See Realtor Remarks
- Tax Lot13, 14
- Tax Year2025
- ZoningR1A
Location
- CountryUnited States
- County Or ParishHernando
- DirectionsFrom U.S. Highway 19 (Commercial Way), travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard, then turn right onto Indian Bay Road. Bear slightly left onto Indian Gulf Lane and continue to 3198 Indian Gulf Lane.
- Latitude28
- Longitude-83
- MLS Area Major34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Postal Code34607
- Postal Code Plus43718
- Street NameINDIAN GULF
- Street Number3198
- Street Number Numeric3,198
- Street SuffixLANE
- Subdivision NameINDIAN BAY COUNTRY HOMES UNREC
- Unparsed Address3198 INDIAN GULF LANE
Listing Info
- Contract Status Change DateAugust 25, 2026
- Cumulative Days On Market42
- Days On Market42
- Internet Automated Valuation DisplayYes
- Internet Consumer CommentYes
- Lease ConsideredYes
- List AORWest Pasco
- List Agent AORWest Pasco
- List Agent EmailAnthony.Kanaris@BridgePointBREA.com
- List Agent Full NameAnthony Kanaris PLLC
- List Agent Key21c02f21e79d431cf598afc46644c4a5
- List Agent MLS ID285500429
- List Agent Preferred Phone352-585-3872
- List Office Keydf1eb586787dac193ad49a4b94307c58
- List Office MLS ID257010771
- List Office NameBRIDGE POINT BUSINESS REAL EST
- List Office Phone352-515-0226
- List Price1,199,000
- Listing Contract DateAugust 24, 2026
- Listing IDW7888807
- Listing Key0363395e5754909890b8bece51d777e6
- Listing TermsCash, Conventional, VA Loan
- MLS StatusActive
- Modification TimestampOctober 1, 2026
- On Market DateAugust 25, 2026
- Original Entry TimestampAugust 25, 2026
- Original List Price1,199,000
- Originating System Keystellar
- Originating System NameStellar MLS
- OwnershipFee Simple
- Photos Change TimestampSeptember 19, 2026
- Photos Count66
- Source System Key803446799
- Special Listing ConditionsNone
- Status Change TimestampAugust 25, 2026
Features & Amenities
- Balcony
- Boat
- Brick/Stone
- Ceiling Fan(s)
- Central
- Central Air
- Ceramic Tile
- Crown Molding
- Dishwasher
- Driveway
- Dryer
- Electric
- Electric Dryer Hookup
- FloodZone
- Has Waterfront
- In County
- Inside
- Level
- Luxury Vinyl
- Microwave
- Open Floorplan
- Oversized Lot
- PrimaryBedroom Upstairs
- Range
- Refrigerator
- Sliding Doors
- Stone Counters
- Storage
- Under Building
- Upper Level
- Wall/Window Unit(s)
- Washer
- Washer Hookup
- Water
- Window Treatments
Mortgage Calculator
- Principal & interest
- Property tax
- Home insurance
- PMI
- HOA dues
Estimates only and not a loan offer. Taxes, insurance and rates vary — confirm with a lender.
Meet your agent
Anthony Kanaris PLLC
Listing Agent · BRIDGE POINT BUSINESS REAL EST
Get in touch
Office · 352-515-0226
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