6412 KEY ISLAND AVENUE, Apollo Beach, Hillsborough, Residential

ASSUMABLE CHASE MORTGAGE AT 3.625% with a balance of approximately $334,000, available subject to lender approval and seller authorization. THE EXISTING FLOOD INSURANCE POLICY IS ALSO ASSUMABLE, with full details available on request. Depending on current market rates, assuming a 3.625% loan may lower a buyer’s monthly payment compared with new financing, and buyers should confirm all terms with the lender.

Welcome to Bimini Bay, a gated waterfront community in Apollo Beach, Florida 33572, in southern Hillsborough County. Built in 2015, this two-story residence offers four bedrooms plus a loft, two full baths and a half bath, 2,706 heated square feet and a two-car garage, set on a cul-de-sac homesite with 50 feet of brackish canal frontage and bridge-free access to Tampa Bay. A private 12,000 lb boat lift sits at the end of a brick paver walkway from the extended lanai, and the canal is a no-wake zone with a seawall.

The kitchen was fully remodeled with granite countertops, an island with seating and prep space, contemporary cabinetry, a walk-in pantry and updated appliances, and it opens to a bright living room and offers eating space in the kitchen, so the main living area is connected and easy to move through. The first floor also includes a formal dining room and a formal living room, used by the owner as a family room, giving you space for both everyday living and entertaining. Upstairs, the primary suite has a large walk-in closet and opens to a generous den-style loft space with no doors that works as a home office, sitting room, reading area or flex space, and the renovated primary bathroom features a freestanding soaking tub with a floor-mounted filler, a glass-enclosed walk-in shower and a double vanity.

Three additional bedrooms and the laundry room are also upstairs. The home has a metal roof, hurricane shutters, block, concrete and stucco construction, and has been freshly painted inside and out. Bimini Bay is deed restricted with a community pool and private roads; the association fee is $510 quarterly and there is no CDD fee.

Apollo Beach sits on the eastern shore of Tampa Bay. Waterfront dining includes Circles Waterfront Restaurant and Apollo’s Bistro along with casual local cafes, and recreation includes the TECO Manatee Viewing Center, Apollo Beach’s public beach minutes away, local nature preserves, area golf courses and marinas. Downtown Tampa is roughly 30 minutes north, with MacDill Air Force Base a similar drive.

Medical care is convenient: HCA Florida South Shore Hospital is about 15 minutes south in Sun City Center, and Tampa General Hospital, Moffitt Cancer Center and the Brandon and Riverview hospital campuses are all within easy reach. For aviation, Tampa International Airport is about 35 minutes away, with general aviation available at Peter O. Knight Airport on Davis Islands and Tampa Executive Airport northeast of the city.

The Gulf beaches of Pinellas County, including St. Pete Beach and Fort De Soto, make an easy day trip, and Orlando’s attractions are about 90 minutes east. Universities nearby include the University of Tampa, the University of South Florida and Hillsborough Community College. Buyer and buyer’s agent to verify all measurements, features, fees and community information.