1521 CUSTER BAYOU STREET, Ruskin, Hillsborough, Residential

1521 CUSTER BAYOU STREET

MLS# TB854830732 days on marketUpdated October 17, 2026 4:35 pm

$ 149 / sqft

$ 364,000

Reduced from $ 365,000

Overview

UpdatedOctober 17, 2026 4:35 pm
MLS #TB8548307
Bedrooms4
Bathrooms2.5
Size2,445 ft²
Year Built2016
Garage2

Description

1521 Custer Bayou Street, Ruskin, FL 33570 | 4 Beds | 2.5 Baths | 2,445 Sq Ft | 3.00% ASSUMABLE LOAN | Gated Bayridge | Community Pool + Playground | Solar Panels | Screened Lanai | 2-Car Garage | No CDD
A 3.00% assumable loan with approximately $164,000 remaining creates a standout opportunity at 1521 Custer Bayou Street Qualified buyers are welcome to pursue the assumption, subject to loan servicer approval.
Life at 1521 Custer Bayou Street is built around having more time to enjoy home. Start the morning on the covered front porch, spend an afternoon at the Bayridge community pool, and end the day on the screened rear lanai while the HOA handles the lawn and grounds maintenance. Inside, 2,445 heated square feet creates room to spread out across two levels, with open gathering spaces downstairs and a second living area upstairs.

The main level connects the kitchen, dining areas, and living room in an easy flow for everyday meals, game nights, or hosting friends. Upgraded luxury vinyl flooring installed in 2022 runs through the main living spaces, complemented by high ceilings and tray-ceiling details. The kitchen centers around a large island with stone counters, solid wood cabinetry, a closet pantry, and Samsung Bespoke refrigerator, range, microwave, and dishwasher installed in March 2023. The dining space includes a custom built-in dry bar with glass cabinets and a wine fridge. Sliding glass doors extend the living space to the screened rear porch and patio, keeping indoor and outdoor time connected. A flexible first-floor room near the powder bath adds useful space for changing needs.

Upstairs, the separate loft creates another place to relax away from the main living room. The primary suite has a walk-in closet and an en suite bath with dual sinks, stone counters, and a walk-in shower. A dedicated upstairs laundry room keeps daily routines close to the bedrooms.

The outdoor spaces give you multiple ways to enjoy Florida weather without leaving home. The attached 2-car garage adds parking and storage, while irrigation, rain gutters, and a private yard support day-to-day function.

Important updates add value where it matters. Solar panels were installed in July 2023, with the seller to pay the remaining solar financing balance at closing. A built-in dry bar was added to the dining area. The water heater was replaced in February 2023, and a reverse-osmosis system and whole-home water softener were added in July 2025. The seller reports the HVAC system as approximately one year old. Samsung Bespoke kitchen appliances were installed in March 2023.

Bayridge is a gated Ruskin community with a pool, playground, sidewalks, and private paved roads. The required $282/month HOA fee covers community pool care, grounds maintenance, manager services, private-road maintenance, and recreational facilities, giving you fewer exterior chores and more time to enjoy the neighborhood amenities. There is no CDD.

***** WHAT THE SELLER LOVES
The lifestyle here is easy to settle into: coffee on the front porch, afternoons at the community pool, evenings on the screened lanai, and a fenced yard ready for time outside. Inside, the upgraded flooring, Samsung Bespoke kitchen appliances, custom dining dry bar, solar panels, and whole-home water treatment make the home feel thoughtfully updated, while HOA-included lawn care means weekends can stay focused on enjoying the home instead of maintaining the yard.

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Interior

  • AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
  • Bathrooms Full2
  • Bathrooms Half1
  • Bathrooms Total Integer3
  • Bedrooms Total4
  • CoolingCentral Air
  • CoolingYes
  • FlooringCarpet, Ceramic Tile, Luxury Vinyl
  • FurnishedUnfurnished
  • HeatingCentral, Electric
  • HeatingYes
  • Interior FeaturesCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Laundry FeaturesInside, Laundry Room
  • LevelsTwo
  • Living Area2,445
  • Living Area SourceOwner
  • Living Area UnitsSquare Feet
  • Rooms Total13
  • Security FeaturesGated Community, Smoke Detector(s)
  • Window FeaturesBlinds, Drapes, Rods, Window Treatments

Exterior

  • Attached GarageYes
  • Covered Spaces2
  • Direction FacesWest
  • Exterior FeaturesIrrigation System, Lighting, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
  • FencingFenced, Other
  • Garage Spaces2
  • GarageYes
  • Lot FeaturesIn County, Landscaped, Level, Sidewalk
  • Lot Size Acres0
  • Lot Size Area5,480
  • Lot Size Square Feet5,480
  • Lot Size UnitsSquare Feet
  • Open ParkingYes
  • Parking FeaturesDriveway, Garage Door Opener, Ground Level, Off Street
  • Patio And Porch FeaturesCovered, Front Porch, Patio, Porch, Rear Porch, Screened
  • Road Frontage TypeStreet Paved
  • Road Surface TypePaved, Asphalt
  • RoofShingle
  • ViewTrees/Woods

Structure

  • Architectural StyleContemporary, Florida, Traditional
  • Building Area Total3,246
  • Construction MaterialsBlock, Stucco, Wood Frame
  • Foundation DetailsSlab
  • Property ConditionCompleted
  • Stories Total2
  • Year Built2016

Utilities

  • ElectricPhotovoltaics Seller Owned
  • Green Energy EfficientAppliances, HVAC, Water Heater
  • Green Energy GenerationSolar
  • Green Indoor Air QualityHVAC Filter MERV 8+
  • Green Water ConservationWhole House Water Purification
  • SewerPublic Sewer
  • UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected
  • Water SourcePublic

Financial

  • Association AmenitiesGated, Maintenance, Playground, Pool, Recreation Facilities, Security
  • Association Fee282
  • Association Fee FrequencyMonthly
  • Association Fee IncludesCommunity Pool, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities
  • AssociationYes
  • Parcel NumberU0432199YH00000000027.0
  • Pets AllowedBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Tax Annual Amount4,058
  • Tax Block0
  • Tax Book Number123-152
  • Tax Legal DescriptionBAYRIDGE LOT 27
  • Tax Lot27
  • Tax Year2025
  • ZoningPD

Schools

  • Elementary SchoolCypress Creek-HB
  • High SchoolLennard-HB
  • Middle Or Junior SchoolShields-HB

Location

  • Community FeaturesCommunity Mailbox, Deed Restrictions, Gated Community - No Guard, Playground, Pool, Sidewalks
  • CountryUnited States
  • County Or ParishHillsborough
  • DirectionsFrom US-41: head east on 19th Ave NE, turn right onto 18th St NE, turn right onto Cabbage Key Dr, and turn right onto Custer Bayou St. From I-75: take Exit 240 for FL-674 W toward Ruskin, turn right onto 24th St NE, turn left onto 19th Ave NE, turn left onto 18th St NE, turn right onto Cabbage Key Dr, and turn right onto Custer Bayou St.
  • Latitude28
  • Longitude-82
  • MLS Area Major33570 - Ruskin/Apollo Beach
  • Postal Code33570
  • Postal Code Plus47631
  • Street NameCUSTER BAYOU
  • Street Number1521
  • Street Number Numeric1,521
  • Street SuffixSTREET
  • Subdivision NameBAYRIDGE
  • Unparsed Address1521 CUSTER BAYOU STREET

Features & Amenities

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