ActiveResidentialSingle Family Residence

520 BROWN BEAR WAY, St Cloud, Osceola, Residential

520 BROWN BEAR WAY

MLS# O64556710 days on marketUpdated November 7, 2026 5:08 am

$ 245 / sqft

$ 309,900

UpdatedNovember 7, 2026 5:08 am

MLS #O6455671

Bedrooms3

Bathrooms2

Size1,264 ft²

Year Built2006

Garage2

New photos coming soon. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply.

Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave.

Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home.

Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender.

Schedule your showing today.

Street520 BROWN BEAR
CitySt Cloud
SubdivisionSOUTHERN PINES UNIT 2
CountyOsceola
StateFL
Zip34772
MLS #O6455671

AppliancesDishwasher, Disposal, Microwave, Range
Bathrooms Full2
Bathrooms Half0
Bathrooms Total Integer2
Bedrooms Total3
CoolingCentral Air
CoolingYes
FlooringLaminate, Tile
FurnishedUnfurnished
HeatingCentral
HeatingYes
Interior FeaturesPrimary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry FeaturesInside
LevelsOne
Living Area1,264
Living Area SourcePublic Records
Living Area UnitsSquare Feet
Rooms Total5

Attached GarageYes
Carport Spaces0
Covered Spaces2
Direction FacesSoutheast
Exterior FeaturesIrrigation System, Sidewalk, Sliding Doors
FencingFenced, Vinyl, Wood
Garage Spaces2
GarageYes
Lot FeaturesLandscaped
Lot Size Acres0
Lot Size Area5,532
Lot Size Square Feet5,532
Lot Size UnitsSquare Feet
Patio And Porch FeaturesFront Porch, Patio
Road Frontage TypeStreet Paved
Road Surface TypePaved, Asphalt
RoofShingle
ViewWater

Building Area Total1,720
Construction MaterialsBlock, Stucco
Foundation DetailsSlab
Year Built2006

SewerPublic Sewer
UtilitiesCable Available, Electricity Connected
Water SourcePublic

Association Fee550
Association Fee FrequencyAnnually
AssociationYes
Parcel Number232630066800012270
Pets AllowedYes
Tax Annual Amount4,320
Tax Block1
Tax Book Number18-135
Tax Legal DescriptionSOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 227
Tax Lot227
Tax Year2025
ZoningSPUD

Elementary SchoolMichigan Avenue Elem (K 5)
High SchoolSt. Cloud High School
Middle Or Junior SchoolSt. Cloud Middle (6-8)

CountryUnited States
County Or ParishOsceola
DirectionsFrom US-192 (13th Street) in St. Cloud, head south on Michigan Avenue. Turn left onto Preserve Boulevard, then right onto Brown Bear Way. 520 Brown Bear Way is on the right.
Latitude28
Longitude-81
MLS Area Major34772 - St Cloud (Narcoossee Road)
Postal Code34772
Postal Code Plus47094
Street NameBROWN BEAR
Street Number520
Street Number Numeric520
Street SuffixWAY
Subdivision NameSOUTHERN PINES UNIT 2
Unparsed Address520 BROWN BEAR WAY